VA Loans

I am a veteran and a mortgage consultant that specializes in doing VA loans! VA loans have lower closing costs which can save buyers a lot of money! They require no down payment and have low interest rates. In my opinion, a VA loan is the best home loan out there if you qualify. VA loans are reserved for veterans, active-duty military, reserves, and their spouses!

The U.S. Department of Veteran Affairs backs VA loans financially. Right now, Prosperity Home Mortgage requires a minimum credit score of 580 or higher. If this doesn’t apply to you, don’t worry — there’s always ways to figure it out! There are not a lot of disadvantages when it comes to these loans. VA loans don’t require closing costs, but there are funding fees applied on top of the loan increasing the overall loan amount.


But, if the veteran receives 10% or more in disability from VA, then that funding fee is waived. This also applies to Purple Heart recipients. Also, if the veteran receives 100% disability, they are tax exempt from paying property taxes giving the veteran a lower mortgage payment due to not paying property taxes!!

If you qualify for the VA loan program, thank you for your service and I can’t wait to work with you to see what options best suit your needs!

I am currently a member of the Veterans Association of Real Estate Professionals. Check out this video below to see what else we are doing for veterans and active military!

See how we take care of our Veterans